Had an interesting incident recently when I applied for a credit card with my bank. I submitted my salary slip and all other required documents and was promised a quick action. The action started pretty quick! First got a call verifying my home and office address. I told her both were same. “How could it be?” came the reply. Well, I patiently explained my situation and she sounded a lot doubtful. Couple of days later another phone call came and this time the caller was a superior, I guess, making all kind of inquiries. What kind of work I do, how do I communicate with my corporate office, which company I work for, how long have been working with the company, whether a permanent employee or a free lancer and the list was endless. I was dazed with all the questioning but since I badly needed a credit card, so played along. This was followed by a visit from a guy from the bank who wanted to see my ‘office’ and the kind of work I do. Calls from the bank never ceased and this time they wanted to speak to my HR deptt. Damn, I should have thought of this earlier and saved myself a lot of trouble. Finally, got a call today that my application has been accepted and would receive the card soon.
I guess no one must have had this kind of unique experience to get a credit card. Is working from home such a taboo? I mean, we read a lot of stories of people working from home. Do such things happen with everyone. Is 9-6 office job, the real yardstick of a proper job. I think we guys sitting at home are more productive than people actually traveling to the office and doing work at their desk. At least we save hell of a time traveling back and forth and are on call any hour of the day. Though I miss the tea and lunch breaks and the office gossip!
Here is a video about working from home and this is not funny
Would love to read other people comments on working from home.
Related posts:
I would like to share my Work From Home Experience with you:
http://www.workathomeencouragement.blogspot.com/
Bonnie
[...] talks about working from home and applying for a credit card! Had an interesting incident recently when I applied for a credit [...]
Saw your post through Blogbharti… Faced as many difficulties getting a credit card because I work from home as well.
I write about video games and run my own website, and unfortunately, have a bank account with a nationalised bank which does not issue credit cards. Which I need for online transactions. But other banks won’t issue me a card because, as a self-confessed self-employed person, I don’t even have the validation of a salary slip, and so even though there’s “enough” money in my account, they consider me a credit risk and won’t issue a credit card.
Finally got around this issue with a rather roundabout tactic – opened an account with ICICI, dumped half my funds there and voila! But it still feels very unfair, all the headaches they caused.
I can very well relate to the pains getting things done. I hope things improve.
Hi Nityin,
Nice blog!Being a freelancer, I share the same plight too.I can empathize with your situation. Cheers!
Thanks for dropping in. I am still *stuck* in the same situation